Welcome to our new edition for July 2016
The 30th June rush is over, and what a great end of financial year it was! We have seen a surge of businesses taking advantage of our record low interest rates to restructure their business, commercial and residential home loans. This has certainly been a high point of my 21 year career in the industry, and something I am very proud of.
For many accounting firms, offering Finmore Capitals finance services adds value to their business by providing value to their clients in real terms, the end result being: improved customer retention; increased value per client; and a longer customer life-cycle. It’s simply about how the end user (ie. your customer) benefits and how you are able to provide that service to them through Finmore
Most remarkable, is how quickly SME’s and Sole Traders have taken advantage of Finmore Capitals “Instant Approval” and same day settlements on Vehicles and Yellow Goods. By providing this online service, we were able to substantially reduce the time it takes to process these applications… just in the nick of time for all the Pre-June 30 savings. Most importantly, Finmore are able to offer these loans at the most competitive interest rates via the major Australian banks.
All Low Interest Loans from Major Australian Banks Only
With home loan rates as low as 3.75% and Commercial SMSF facilities as low as 4.6% fixed for 3 years, could there be a better time to refinance a home loan, restructure a business debt and free up the family home?
Contact Finmore Capital on 1300 267 237 or email: info@finmore.com.au and we will help you guide your clients to the best loan structures and offers on the market.
Yours Sincerely in Finance!
Djamel Chettibi
Managing Director
Insurance Premium Funding
How Insurance Premium Funding Finance works:
Insurance Premium Funding is a method of short-term lending which allows you to spread your business insurance premium payments to suit your cash flow.
Insurance Premium Finance is available on most types of cancellable (secured) and non-cancellable (non-secured) business insurances, including:
- General Business Insurance Premiums
- Motor Fleet Policies
- Public Liability Premiums
- Professional Indemnity
- Motor Registration Fees and CTP Insurance
- Work cover and Workers Compensation
5% discount for Victorian Worksafe 2016, the premium needs to be paid by 5th August
Features and benefits:
- It is available to businesses with insurance premiums of $5,000 or more.
- Repayments can be made in monthly instalments of between six and 12 months.
- In normal circumstances, no security is required other than the insurance policy.
- Guarantees may be required for premiums in excess of $250,000; however exceptions may apply for
- Professional Indemnity Insurance.
- Choice of funding terms between 6 and 12 months – provides your business with maximum flexibility in financing insurance premiums
- Insurance Policy used as security
- Tax benefits on interest paid
- Ability to consolidate multiple insurance premiums on the one finance contract
- Quick and easy approval process:
- financials generally not required for cancellable insurance premiums up to $250,000 and non-cancellable premiums up to $125,000
Vehicle and Equipment Finance. Instant Approval. No financials required!!
Helping businesses upgrade the much needed Van, UTE and any medium commercial vehicles up to 4.5T hassle free for up to $150k
Requirements to qualify for instant Finance approval:
- ABN registered for GST 2 Years Plus
- Are you a home owner / Name to appear on council rates notice
- Clear Credit History
- All types of vehicles new to 4 years old (4.5t maximum)
- Purchased privately YES!
Meeting the above simple requirements will see ABN registered holders drive away their UTE, Van or sedan hassle free. Now you can qualify your clients over the phone by calling 1300 267 237 or Online with our Quick Pre-Qualification Calculator.
Construction Equipment Finance. Instant Approval. No financials required!!
Finmore capital extends its support to businesses by again simplifying access to construction finance instantly
Requirements to qualify for instant Finance approval:
- ABN registered for GST 2 years plus
- Are you a home owner/ name to appear on council rats notice
- Clear credit history
- New to 7 years old Excavators, Bulldozers, Trailers, Scissor Lifts and similar
- Supplier purchase only (Not applicable to private sales)
Vehicle Procurement Program:
Finmore Capital has now partnered with one of Australia’s largest vehicle suppliers. This allows Finmore to offer a hassle free solution for the purchase of vehicles. Advise us which car you or your client is looking for, and we will source the car. This frees up the purchasers time, eliminating the need to deal with car yards and salespeople. Preferential pricing is on offer to accounting firms, their staff and family members.
Call us on 1300 267 237 to find out more
Commercial Lending
We understand that there aren’t enough hours in a day for an account to do what they have to do. By acting as your partner in finance, Finmore Capital will conduct a free health check and forensic assessment of all your clients finances. We offer this service to businesses of all sizes, small, medium and large enterprises. Best of all, free of charge!
We can consult your client either at your office, at their office, or either our CBD or Williamstown office.Evenfore interstate clients, we’re able to fly out for more complex requirements. No business is too big or small, no client to distant!
In today’s environment, many prudent businesses are looking for more efficient ways to structure their debts, and free up their assets from their business (most often the home). One simplephonecalloremail, can set your client in the right direction for years to come, with and army of business bankers ready to help them sort out their finance requirements.
Talk to us about business lending and restructures for:
- Cashflow Funding
- Overdraft Facilities
- Working Capital
- Buying a Business
- Business Debt Refinance
- Tax Debt
- Commercial Asset Finance
- Premium Insurance Funding
- Buying out a Partner
- Buying a Franchise
- Business Restructure Funding
- Specialised Industry Business Funding (Medical / Accounting / Law Firms etc.)
>Click here to find out more or call 1300 267 237
- Home Loans
- Home renovation
- Buying a holiday home
- Check if your mortgage is structured correctly
- Refinance your mortgage for a better interest rate
- Refinance your mortgage for debt consolidation purposes
- Need equity to use for an investment property?
- Separate your home from your business
- Free health-check on current property investment portfolio
- Property Investment Loans
Help your clients take flight in the New Financial Year
Web Design, Online Marketing & Branding Services
A successful marketing strategy is the driving force behind the financial success of any business. Having the technology to support that growth is just as important. Now imagine how valuable it would be to you, if you could increase the size and value of your clients business.
Following the successful re-brand and launch of the new Finmore Capital website, we have formed a strategic alliance with icu2, one of Australia’s most exciting Digital Marketing Agencies. If you like our new logo, our new website and new approach to marketing, you will love what we can do for you and your clients!
By helping your clients grow their business, you grow your own business.
Most commonly accountants recommend asset purchases as part of a client’s tax minimisation strategy. While there is absolutely nothing wrong with this, imagine being able to recommend a client to invest in growing their business through their branding and marketing. By helping a client with their branding and marketing, you can actually help them grow. How much value can you add to your own business, by helping your clients grow?
With Finmore and icu2, you are now able to offer a range of tailored business branding and marketing services, ensuring the money your client invests in marketing now, works for them in the new financial year. If your clients are ready to grow, then they are ready to talk to us!
We can even help your clients integrate their online-store
with their Accounting Packages and ERP systems!
Call our partners on 1300 762 209 for more information.
Services we can now offer:
• Web Design and Development
• Custom E-commerce Stores
• Web and Mobile App Development
• Business Systems Integration
• Email Newsletters
• Content Marketing & Management
• Search Engine Optimisation
• Social Media Marketing & Management
• Graphic Design and Creative Services
• Corporate Video and Photographic Services
• Advertising Design & Development
• Print Management, Distribution and Logistics
