About Us
About Djamel Chettibi
Founder & Managing Director, Finmore Capital
For more than 30 years, Djamel Chettibi has been helping Australian businesses secure the finance they need to grow, thrive, and succeed. As the Founder and Managing Director of Finmore Capital, Djamel brings an unmatched depth of knowledge in commercial finance, property loans, and business lending.
His career began in Australia’s leading banks, where he developed a deep understanding of financial systems, credit structures, and risk management. Over time, he recognised that many business owners were missing out on opportunities—not because their ideas lacked potential, but because they didn’t have the right financial partner guiding them. This insight inspired the creation of Finmore Capital—a finance brokerage designed not just to secure funding, but to strategically position businesses for long-term success.
A Trusted Advisor in Business and Commercial Finance
Djamel isn’t just a finance broker—he’s a strategic growth partner. With three decades of experience across banking, lending, and commercial property finance, he has assisted thousands of business owners and investors across Australia in structuring funding for:
Business expansion and working capital
Commercial property acquisitions and refinancing
Equipment and asset finance
SMSF lending and investment property finance
Private lending and alternative finance solutions
His deep understanding of the Australian lending landscape enables him to design solutions tailored to each client’s financial goals—whether that’s scaling an SME, managing complex commercial transactions, or securing the right property investment loan.
Unlike many brokers who focus purely on transactions, Djamel takes the time to truly understand each client’s business model, financial health, and long-term objectives. This approach allows him to uncover opportunities, strengthen financial structures, and create sustainable pathways to growth.
Smart Business Owners Choose Finmore Capital
What Services Does Finmore Capital Provide?
At Finmore Capital we have 3 key areas of expertise: Commercial, Asset and Property Finance (known by the acronym ‘C.A.P’). With the ability to provide finance across these 3 areas, Finmore Capital provides a broader scope for all your finance requirements. This in turn allows Finmore Capital to take a more forensic approach to your entire commercial, asset and property portfolio. At Finmore Capital we do not offer a one-size-fits-all ‘cookie-cutter’ product; we look at every client’s unique situation and requirement individually.
Who Are Our Clients?
Servicing a broad range of industries, Finmore Capital works with businesses of all sizes, ranging from Small to Medium Enterprises right through to Corporates.
Our clients include:
- Sole Traders
- Mum and Dad Partnerships
- Companies
- Corporate Clients
Some of Australia’s most reputable accounting firms entrust Finmore Capital with providing outstanding lending outcomes for their most valuable clients. By working with our strategic partners, Finmore Capital is able to offer one of the country’s largest service footprints, covering both metropolitan and regional areas in all Australian States.
The Finmore Capital Difference
Under Djamel’s leadership, Finmore Capital has built a reputation as one of Australia’s most trusted and innovative commercial finance brokerages. The firm operates on three core principles:
- Strategy – Every finance solution begins with a plan. Djamel applies a forensic approach to assess business structures, cash flow, and risk exposure, ensuring clients access funding that supports sustainable success.
- Relationships – With decades of experience working alongside banks, non-bank lenders, and private investors, Djamel has cultivated strong relationships with decision-makers across the finance sector. These relationships give Finmore Capital clients a competitive advantage—faster approvals, better loan terms, and access to exclusive finance products.
- Execution – Results matter. Djamel and his team are committed to delivering outcomes that drive business growth, improve liquidity, and maximise opportunity.
Empowering Businesses to Grow
Djamel’s philosophy is simple: finance is not just about funding—it’s about unlocking growth.
He has seen firsthand how the right financial strategy can transform a company’s trajectory. From start-ups taking their first steps to established enterprises planning nationwide expansion, Djamel works closely with business owners, accountants, CFOs, and legal advisors to ensure every financial move supports the bigger picture.
His collaborative approach creates a strong ecosystem where strategy, funding, and execution align. Whether it’s negotiating complex commercial loans or structuring multi-property portfolios, Djamel’s goal remains the same—help clients build stronger, more resilient businesses.
Why Businesses Choose Finmore Capital for Vehicle & Equipment Finance
A reputation built on efficient service
With over 20 years in the finance and banking industry, we at Finmore Capital prides ourselves on making it quick and easy for businesses to access finance. We understand that when it comes to finance, time is of the essence. Businesses simply don’t have the time to go through convoluted processes in order to access finance. You need it ASAP. Our simplified process ensures that qualified customers can get access to finance as quickly as possible. In some circumstances we have been able to take a client from application to settlement within a day!
The perfect solutions for your specific circumstances
At Finmore Capital, we understand that every client is unique, which is why we view every client’s requirements on an individual basis. This focus on your specific needs ensures that we are able to match the best possible solution to your situation. Quite often our clients will ask how we do it and why their banks or brokers did not offer them these packages. The answer is simple: it comes down to a lifetime of industry experience in banking and finance, and more importantly, always caring about our clients’ best interests by focusing on them as individuals.
A Network Built on Trust
Over the years, Djamel has built a powerful network of bank executives, private lenders, investors, and financial professionals. This trusted network allows Finmore Capital to offer clients tailored options beyond traditional lending pathways—particularly valuable for businesses that may not fit conventional criteria but have strong potential for growth.
Through these connections, clients gain access to flexible funding structures, innovative loan solutions, and personalised service that goes far beyond the standard brokerage model.
Supporting SMEs and Entrepreneurs Across Australia
As an advocate for small and medium-sized enterprises, Djamel understands the challenges that Australian business owners face—tight cash flow, rising interest rates, and a constantly changing financial landscape.
That’s why he has positioned Finmore Capital as a partner for the entire business journey—from early-stage funding through to acquisition, expansion, and succession planning. His mission is to empower entrepreneurs with the right financial knowledge and tools to make confident, growth-driven decisions.
Whether it’s a local manufacturer seeking to expand operations, a property developer securing finance for their next project, or an investor looking to leverage their SMSF, Djamel’s expertise ensures every client receives personalised, results-oriented service.
A Vision Grounded in Relationships and Results
At the heart of Djamel’s success is his belief that relationships are the true currency of business. He invests time in understanding clients not just as numbers on a balance sheet, but as people with goals, families, and ambitions.
His approachable nature and commitment to transparency have made him a trusted figure within the Australian business community. Many of his clients have been with him for decades, relying on his guidance through changing markets, economic cycles, and growth stages.
Every interaction with Djamel and his team at Finmore Capital is guided by one goal—to deliver clarity, confidence, and commercial success.
Commercial, Asset and Property Finance
Finmore Capital is a commercial mortgage and finance house, providing a range of lending options to companies, business owners, sole traders, owner occupiers, property investors and developers. Fully licensed and accredited, Finmore Capital provides a tailored approach to funding in general.
With over 20 years experience in the finance industry, CEO and founder Djamel Chettibi leads the charge at Finmore Capital, employing his extensive experience within the banking sector to provide a more forensic approach to finance for business owners Australia-wide.
“We understand that no two clients are the same. We take this into account with every single client we service. Also we are one of the few finance brokers that can really provide a full service across Commercial, Asset and Property. That is what sets us apart from anyone else.” explains Djamel Chettibi.
With a range of Commercial, Asset and Property lending products from an array of lenders, Finmore Capital will work on your behalf to negotiate the best possible solution for your unique circumstances. No two clients are the same; no two solutions are the same.
Why choose Finmore:
- Extensive experience in finance and banking sectors across Commercial, Asset and Property Finance
- Industry specialisation and access to over 50 business bankers
- Australia-wide service
- One dedicated person will deal with all your finance needs
- Forensic analysis of all your finance requirements
- Access to a wide range of lenders and products
- Access to Finmore Capital’s power of negotiation with banks
Forensic Assessment – We leave no stone unturned
At Finmore Capital our clients benefit from our 20 years’ experience in business and finance consulting. The finance and banking industry is constantly changing, often leaving business and consumers with antiquated finance structures.With a Forensic Assessment of your businesses, investments, mortgages, personal finances, debts and assets we are able to match the best solution for immediate savings across your entire financial portfolio. We offer our services to: corporate institutions, SME business owners, sole traders and even mums and dads.
What we look for:
- We check business structures and engage with accountants to ensure that the right tax structures are in place
- We check your current business / overdraft / commercial finance structures: Are they working for or against you?
- We analyse how your business derives its day-to-day cash-flows. What is it secured against? Is your current set-up costing you more than it should be?
- We check your current Mortgage/ Investment Portfolio Funding to ensure that it’s structured correctly. We look at freeing up unnecessary security to banks
- Are your credit cards hurting your business? What are the alternatives?
- Is your commercial property & business secured against the family home? Is it time to separate the two and safe-guard your home?
- Are your commercial insurance bills above $5k a year? Is this affecting your cash-flow? We check this against the solutions we can apply
- We check your equity on all properties to determine what equity you have to allow you to: invest /expand your business, buy a holiday home etc.
- We check if your vehicle and equipment maintenance is hindering your cash-flow. We look into the possibility of upgrading in order to reduce the costs of repairs and enhance tax deductions
- We can assist you with succession planning
- Planning for business growth is planning for funding. We ensure your business has the capability to borrow, and ensure that you are talking to the right bank.
If you are uncertain about any of the above, talk to the experts. It’s free of charge!
Request an obligation free consultation today!
Commercial, Asset and Property Finance
Finmore Capital is a commercial mortgage and finance house, providing a range of lending options to companies, business owners, sole traders, owner occupiers, property investors and developers. Fully licensed and accredited, Finmore Capital provides a tailored approach to funding in general.
With over 20 years experience in the finance industry, CEO and founder Djamel Chettibi leads the charge at Finmore Capital, employing his extensive experience within the banking sector to provide a more forensic approach to finance for business owners Australia-wide.
“We understand that no two clients are the same. We take this into account with every single client we service. Also we are one of the few finance brokers that can really provide a full service across Commercial, Asset and Property. That is what sets us apart from anyone else.” explains Djamel Chettibi.
With a range of Commercial, Asset and Property lending products from an array of lenders, Finmore Capital will work on your behalf to negotiate the best possible solution for your unique circumstances. No two clients are the same; no two solutions are the same.
Why choose Finmore:
- Extensive experience in finance and banking sectors across Commercial, Asset and Property Finance
- Industry specialisation and access to over 50 business bankers
- Australia-wide service
- One dedicated person will deal with all your finance needs
- Forensic analysis of all your finance requirements
- Access to a wide range of lenders and products
- Access to Finmore Capital’s power of negotiation with banks
Whether you reside in any major Australian city or live and work in regional or rural Australia, Finmore Capital is able to service all your Commercial, Asset and Property finance requirements. With over 50 local service partners operating in all major cities, online and telephone-based service and support, Finmore Capital has one of the largest customer-service footprints in Australia.
Finmore Capital prides itself on having established relationships with leaders in the finance and accounting industry. On one side we have forged strong relationships with banks and lenders in order to be able to provide outstanding solutions. On the other, our strategic partners consist of accountants and professional service providers, offering our service to their own clients.
Having established a network of aligned partners Australia-wide, we are able to offer our clients a much better deal than even the banks themselves will offer. At first this comes as quite a surprise to our clients, however, by working together we have the leverage to negotiate on behalf of our group – to give you the best possible offer.
At Finmore, we pride ourselves on our professional approach. Having built strong industry relationships over 20 years, coupled with our customer-centric approach to business, we have a proven track-record in providing outstanding solutions for our clients. If trust, professionalism and integrity are important to your business, get Finmore Capital on your side.
Servicing every nook and cranny in Australia
Whether you reside in any major Australian city or live and work in regional or rural Australia, Finmore Capital is able to service all your Commercial, Asset and Property finance requirements. With over 50 local service partners operating in all major cities, online and telephone-based service and support, Finmore Capital has one of the largest customer-service footprints in Australia.
Keeping good company: Why we partner with the best in the game
Finmore Capital prides itself on having established relationships with leaders in the finance and accounting industry. On one side we have forged strong relationships with banks and lenders in order to be able to provide outstanding solutions. On the other, our strategic partners consist of accountants and professional service providers, offering our service to their own clients. Rest assured that you are in great company!
Working with Finmore gives your business leverage and bargaining power
Having established a network of aligned partners Australia-wide, we are able to offer our clients a much better deal than even the banks themselves will offer. At first this comes as quite a surprise to our clients, however, by working together we have the leverage to negotiate on behalf of our group – to give you the best possible offer.
One Word… Professional
At Finmore, we pride ourselves on our professional approach. Having built strong industry relationships over 20 years, coupled with our customer-centric approach to business, we have a proven track-record in providing outstanding solutions for our clients. If trust, professionalism and integrity are important to your business, get Finmore Capital on your side.
Looking Ahead
As the financial landscape evolves, Djamel continues to lead with innovation, integrity, and insight. He remains focused on helping Australian businesses adapt to new lending environments, emerging technologies, and sustainability goals.
Under his leadership, Finmore Capital is more than a finance brokerage—it’s a growth platform that empowers business owners to think strategically, act confidently, and achieve lasting success.
For Djamel, finance has never been just about numbers. It’s about creating opportunity, building relationships, and unlocking potential—one business at a time.