FAQ

We provide tailored solutions across:

• Commercial Finance — business loans, cashflow finance, commercial property funding, loan restructuring, SMSF property lending, and business acquisitions.
• Asset Finance — vehicles, medical equipment, IT equipment, mining and manufacturing machinery.
• Property Finance — residential home loans, property development finance, renovations, refinancing, and SMSF residential lending.
• Insurance Premium Funding — finance for premiums over $5K, paid monthly with flexible terms.

Our industry-leading turnaround times mean many applications are processed within hours or on the same day, especially for asset and insurance premium funding.

We support sole traders, SMEs, corporates, professionals, and individuals. We also partner with accounting and professional service firms across Australia.

Headquartered in Melbourne (Level 27, 101 Collins Street, Melbourne CBD), we service clients across all Australian states and territories: VIC, NSW, QLD, SA, TAS, ACT, and NT.

No. Our consultations and forensic assessments are free of charge — with no upfront fees.

We conduct a forensic assessment of your situation, analysing your business structure, cash flow, debt arrangements, and equity position to deliver a tailored finance solution.

Yes. We help with both residential and commercial SMSF property lending, guiding you through trust structures, compliance, and loan terms.

For the best guidance on vehicles, construction, and medical equipment — and for no-obligation support — use our Get Pre-Approved Now tool. This generally helps guide and qualify an ABN holder for single or combined assets up to $150k. This applies to all ABN holders operating as a sole trader, company, or under a trust.

Depending on your time in business and prior good commercial asset finance exposure, Finmore Capital has capabilities to cover:

• Motor Vehicles up to $300k: Light commercial vehicles (utes, vans), passenger vehicles, light trucks.
• Primary Assets up to $300k: Trucks, trailers, prime movers, buses, coaches, excavators, dozers, construction and earthmoving equipment, material handling, farming and agricultural equipment.
• Secondary Assets up to $300k: Medical equipment, CNC machines, edge benders, generators, compressors, engineering and tool-making equipment, woodworking and metalworking machinery, landscaping & groundskeeping (motorised only).
• Insurance premium funding: $5K–$75K (no security) or up to $250K secured by the policy.

Call: 0401 162 023

Email: info@finmore.com.au

• SMSF lending — trust deeds, income verification.
• Development finance — feasibility studies, contracts, pre-sales, progress reports.
• Medical finance — ABN (2+ years), GST registration, property ownership, practitioner registration.
• Insurance funding — policy details, minimal security.

Yes. We provide low-doc finance solutions for self-employed clients to purchase vehicles such as utes, vans, trucks, excavators, and construction equipment. Both new and used equipment can be financed.

Yes. We can finance goods purchased privately, not just through dealerships or suppliers.

Simply complete our Get Pre-Approved Now form or contact us for a free, no-obligation consultation.