We are dedicated to the success of our partners
At Finmore Capital, our 20 years in commercial and business lending has attracted a variety of professional services providers – to take benefit of our industry expertise and experience true growth. We cater and specialise within several professional industries such as Real Estate, Health, Legal and similar. Finmore Capital has a strong alliance with elite banks that specialise and understand the professional services sectors. As a result we operate with industry specialised bankers who are decision-makers within very strong local markets. Finmore Capital plays a pioneer role in the market amongst the professional services providers and is a premiere partner to many reputable accounting firms that entrust us with their valued professional business clients.
Our approach
- Finmore Capital will dedicate a Finance Director to your business from initial consultation to delivery
- Your Finance Director is qualified to assist with all facets of business, commercial and property lending
- Your Finance Director will put in place strategies based on the proposal on hand
- Proposal feasibilities are generally discussed between you, your dedicated Finance Director and a business banker specialising in your industry
- Flexibility in meeting you at your premises or at your choice of our offices
- Your Finance Director will ensure structures and tax effectiveness are discussed with your Tax Advisors for optimal outcomes
- Your Finance Director will liaise with you with every step of the proposal
- Your Finance Director’s success depends on your success
- Your Finance Director will continue the relationship with you after a proposal is successfully realised and delivered
Industries
Real Estate
- Simplified lending policy designed for the unique revenue streams of the real estate industry
- Business finance secured by your business assets alone, with no need to mortgage your home
- Cash flow lending
- Attractive Loan to Value Ratio (LVR) against your reoccurring commercial and residential property management income
- Flexible repayment solutions, including interest only
- Business expansion loans
- Office purchases or constructions
- Director’s personal mortgage and investments
- Overdrafts
- Vehicle finance
- Insurance premium funding
Call us to speak to your lending specialist for an obligation-free consultation.
Legal
- Purchase another business
- Purchase and fit-out new premises
- Change ownership
- Finance vehicles and equipment
- Re-structure or re-finance business debts
- Overdrafts
- Vehicles finance
- Insurance premium funding
Healthcare Industry
- Medical equipment finance
- Vehicle finance
- Purchase a Practice
- Purchase a Commercial Practice property
- Commercial property construction / renovation funding
- Cashfllow solutions
- Practice refurbishment / improvement
- Office equipment /phone systems
- Insurance premium funding
- Residential or investment property
- Restructuring /expansion
Financial Planning
- Lending to purchase another business, revenue stream or business succession
- No external business valuations (subject to credit approval)
- Business finance using business assets as security, not your home (subject to credit approval)
- Overdraft facilities to manage cash flow
- Home and investment loans
- Vehicle finance
- Insurance premium funding
Accounting
We’ve streamlined our lending process to make it quicker, easier and more flexible to deal with us. Our lending policies have been specifically designed for your unique revenue streams to help you manage and grow your business.
- Unique tailored solutions and packages specifically designed for the accounting sector
- Maximum lending of up to 3.5 times Earnings Before Interest and Taxes After Partner’s Remuneration (EBIT APR)
- Competitive interest rates packages
- Vehicles finance simplified –no financials required
- Overdraft
- Buying another accounting business
- Free forensic analysis on existing debts
- Debt consolidations
- Commercial property purchase